This course give practical review of legal channels of obtaining additional finance necessary for your business. A particular accent is placed on the implementation of such financing that has to be legal and efficient. The training deals with analysis of issues raised in practice and clarifies general formulations found in credit arrangements for the stand point of both the lender and the borrower.

Topics that will be dealt with:

  • How to borrow from the parent company,
  • Additional payments or loans,
  • Payments from abroad, from the parent company; reporting credit transactions with abroad,
  • Bank loan – necessary elements,
  • Credit transactions with abroad
  • Syndicated loans,
  • Securing loan: mortgage (recording and foreclosure), pledge of assets, shares, stock, disposal restrictions, bills of exchange, authorization for direct debiting of account and other forms of security,
  • Assignment of debt, assumption of debt, loan early repayment (statutory limitations),
  • Covenants (financial, change of control, disposal restrictions, etc).




Day 1

Financing by the owner

  • Review of available types of business financing by the owner
  • Loans granted by the owner – conditions, regulatory restrictions, treatment in bankruptcy
  • Equity contributions – legal nature, conditions, regulatory restrictions, treatment in bankruptcy
11:00 - 11:15

Coffee Break

External financing

  • Modalities of external business financing
  • Credit transactions with abroad – legal framework and regulatory restrictions
  • Bilateral credit arrangements
  • Credit arrangements – with participation of a larger number of creditors – legal framework and regulatory restrictions
12:15 - 13:00

Lunch Break

Securing loans

  • Mortgage (concept and recording in the register of real property)
  • The most common issues related to recording of mortgage in the cadaster of real property
  • Satisfaction of a claim secured by mortgage
  • Termination of mortgage


Q & A